Fee Schedule

Effective as of 12/1/2021

Account Type	Fees
Courtesy Pay Fee Member Qualifies for $500 Limit (draft, ACH, debit card, iPay(billpay))	$15.00 ea.
Close Account (within first 6 months of opening account)	$10.00 ea.
Paper Statement (Per Statement Cycle)	$3.00 ea.
Re-open Account Fee (within 6 months of closing)	$10.00 ea.
Paper Statement (Per Payment Cycle)	$3.00 ea.
NSF Fee/Courtesy Pay Fee/(draft, ACH, debit card, ePay with Vision)	$30.00 ea.
Stop Payment Fee (draft, ACH, ePay with Vision)	$30.00 ea.
Overdraft Transfer from Shares	$3.00 ea.
Overdraft Transfer from Line of Credit Loan	$10.00 ea.
Excessive Share Savings Withdrawal Fee – limit of 6 permitted per calendar month	$5.00 ea.
Excessive Money Market Withdrawal Fee - max of 6 withdrawals (limit of 3 by check)	$5.00 ea.
IRA Transfer/Close Account Fee	$50.00 ea.
Christmas Club Early Withdrawal Fee (January 1 - September 30)	$5.00 ea.
Inactive Account Fee (12 months w/ no activity, no other relationship and balance < $250.00)	$10.00 mo.
Returned Check Fee... -For the members' check drawn on another financial institution -For non-member check drawn on another financial institution	$30.00 ea. $15.00 ea.
Return Mail Fee (Bad physical, mailing)	$5.00 ea.
Share Draft Copy Fee	$5.00 ea.
Records Copy Fee (account histories, etc)	$5.00 ea.
Reprint of Original Account Statement	$5.00 ea.
Business Currency Order (greater than $1,000.00 or more than 1 per day)**	$3.00 ea.
Deposit Verification (15 or more checks in a single deposit)	$3.00 ea.
Foreign (International) Check Deposit Fee	$15.00 ea.
ELECTRONIC BANKING FEES
Debit Card/PIN Replacement Fee	$10.00 ea.
Card Order Rush Fee	$35.00 ea.
ACH Origination/Maintenance Fee	$10.00 ea.
Domestic Outgoing Wire Transfer Fee	$20.00 ea.
International Outgoing Wire Transfer Fee	$50.00 ea.
Incoming Wire Transfer Fee	$10.00 ea.
CHECK FEES
Teller Check (Non Certified Funds) Check Fee - Members only payable to third party	$2.00 ea.
Money Order Fee	$1.00 ea.
Cashier’s (Certified Funds) Check Fee - Member & Share Branch Member	$5.00 ea.
Payroll Check Cashing Fee... -with no share draft (checking) account, saving balance less than $250	$5.00 ea.
Check Cashing Fee (non-member) - $101.00 - $2499.00 (Over 18) - $2500.00 +	$5.00 ea. $5.00 ea. $10.00 ea.
Lost/Replacement Check Item Fee	$15.00 ea.
CARD PRODUCTS
VISA Gift Cards - member	$3.50 ea.
VISA Gift Cards - non-member	$5.00 ea.
VISA Card/PIN Replacement Fee (charged to VISA account)	$10.00 ea.
Pre-Paid Reloadable VISA Card - Purchase - Reload Fee	$6.00 ea. $3.50 ea.
Pre-Paid Reloadable Travel VISA Card - Purchase - Companion Card Purchase - Reload Fee	$6.00 ea. $2.50 ea. $3.50 ea.
OTHER SERVICES
Loan Payoff Fax/Mail Fee (Mortgages and Vehicles)	$20.00 ea.
Fax or Copy Service Fee	$1.00 per page
Account Research/Reconciliation Fee (1hr minimum)	$25.00 hr.
Garnishment/Levy Fee	$20.00 ea.
Coin Verification Fee (minimum charge $0.50)** (Up to $5.00 loose change can be taken at teller window)	3.00% ea.
Cash Advance Processing Fee	$5.00 ea.
Notary Services	$5.00 ea.